Professional advisory support to improve credit profile, rating preparedness, documentation quality, and financial presentation before rating agencies.
Professional advisory support to improve credit profile, rating preparedness, documentation quality, and financial presentation before rating agencies.
Credit rating helps lenders, investors, and financial institutions understand the credit quality, repayment capacity, financial discipline, and overall risk profile of a business. A well-prepared rating profile can support stronger borrowing discussions, better market credibility, and improved financial confidence.
Strengthen your credit profile with structured financial presentation and expert documentation support.
We help businesses prepare stronger documentation, improve credit presentation, and approach the rating process with clarity and confidence.
A simple overview of how credit rating advisory helps businesses prepare, present, and strengthen their credit profile.
Credit rating advisory is a professional support service that helps businesses prepare financial documents, analyze credit risks, and present their business profile effectively before rating agencies.
A strong credit rating can improve business credibility, support better lender confidence, and help companies access funding with more structured financial presentation.
Kradeon India Advisory LLP reviews financials, documentation, business risk, repayment capacity, and presentation quality to improve rating preparedness.
MSMEs, startups, manufacturing units, trading businesses, corporates, and growing companies seeking loans or rating improvement can benefit from this advisory support.
Financial statements, bank details, loan records, business profile, GST data, debt structure, compliance records, and operational information are usually reviewed.
The final benefit is better rating readiness, improved documentation clarity, stronger credit presentation, and a more confident approach toward lenders and rating agencies.
We understand your business, financials, borrowing structure, and rating requirement.
We review key documents, financial reports, risks, and rating-related information.
We guide you with a structured presentation and rating preparedness approach.
Our rating methodology evaluates quantitative and qualitative factors to understand financial risk, business risk, management quality, and the overall credit strength of a business.
Credit ratings help indicate the overall credit quality and repayment risk of an issuer. The scale below presents a simplified comparison of major rating categories used by ECRAs.
Under the revised RBI Basel III credit risk framework, classification from ECRAs take away as below.
| Long-Term Rating | Short-Term Rating |
|---|---|
Long-term ratings from AA- up to AAA map exclusively to the highest short-term rating of A1+.
Strong investment-grade ratings like A+, A-, BBB+, and BBB can map to more than one short-term rating depending on the issuer's liquidity profile.
Non-investment grade long-term ratings (BB+ and below) map to lower-tier short-term ratings (A4+ down to D).